Ditch Collection Agency Hesitation

At the end of 2013, Americans owed over $11.5 trillion in debt, with about 70% of the money owed in the form of mortgages.¹ Since there are an estimated 243.4 million² adults in the country, that’s an average of over $47,000 per person. At that same time, about 5% of the total balance owed was…