Why Hire a Commercial Collection Agency you ask….

We love providing a product or service for our clients/customers that create referrals and return customers, however, when that same client/customer doesn’t pay their bill it leaves you the business owner in a predicament.   Without the payment that stops your cash flow which in turn trickles down to every part of the business.  This also controls what you can or can not do in scaling your business.  This is where the big decision must be made.   Do we try to collect in-house?  How long do we let it go?  What can we do legally?  Who is going to take care of it? OR do we turn it over to a commercial collection agency?

The first question to ask yourself is do you know the laws?   If you do great, if not you could be spending more on legal fees than you ever will pay a commercial collection agency.

The second question is who in your business is going to be the one responsible for calling and collecting on these bills?

The third question is how much time are you willing to invest to collect an unpaid debt?

Let’s look at some of the benefits of outsourcing to a commercial debt collection company:

  • They know the laws
  • Quicker to recover
  • Trace Skipping Software to find people who have skipped town
  • Trained Personnel
  • Less Investment of time and money

Keep in mind while a business owner is waiting to collect a debt, unless stated in a contract, he/she can’t charge interest, fees, or any charges on top of the debt they are already owed. Charging these fees is classified as unfair practices, according to the Federal Trade Commission.

This is not the place to try to save pennies as it can cost you dollars.

Trustworthy commercial debt collection agencies don’t charge an upfront fee.  They only charge if they do a great job and collect for you.  It is an agreed-upon percentage.  The upside is the business has a chance of collecting more money using a collection agency and has less of a chance of being sued for violating the Federal Trade Commission rules if the business uses a commercial collection agency to collect the debt.   Always check the collection agency’s standing with the Better Business Bureau.


MCA is a third party debt collection agency that has been in constant business since 1950. We are rated A+ with the Better Business Bureau and we pride ourselves on excellent customer service along with delivering great recovery rates. There is no cost to you unless we collect it! Why not try and re-coop some of your past due accounts with no out of pocket expense?