Collection Agencies exist because for different reasons people stop paying their bill and yet the company has already delivered services or goods they are owed for.


Why Collection Agencies Exist MCA

A few reasons people stop paying:

  • Loss of Job
  • Medical Expenses
  • Took a job paying less
  • Divorce
  • Family Death
  • Poorly Managed Finances

 Debt collection agencies are typically paid one of two ways.

Most common of them is the first-party debt collection agencies. These are part of the original company you received service, merchandise or loan, and work under the management of the lender. They tend to soft when handling customers, hoping to retain you the consumer when in a better position financially and will work with them long-term.

 Comparing first party agencies (in house), third-party debt collection agencies like MCA typically have a more no nonsense mindset. They are not an employee of the creditors, so they don’t have the same desire to keep that great rapport, their goal is collection of past due debt. Creditors typically pay these agencies some percentage of the intended debt prior to commencement of debt pursuit. (not in the case of MCA, we are not paid unless we collect)  In most situations, if the creditor decides to cancel the contract between them and these agencies, the company in pursuit will still have and agreed upon percentage to pay.

 MCA is an agency that is staffed with professionals who deal with collecting the outstanding debts of people on behalf of the creditors.

We pursue payments through a variety of methods.

We start with sending demand letters asking for the payment. MCA could also do the asking over the phone. Keep in mind our industry is regulation and debtors are protected by the Fair Debts Collection Practices Act or FDCPA.

 The savings of time and money warrant companies hiring a debt collection agency. They can instead focus on their business and other important things. As the old saying goes, Time is Money…

 Our experience and resources will show a greater return and much quicker than they can do themselves..


Collection Agency MCA MCA Collection AgencyMCA is a third party debt collection agency that has been in constant business since 1950.  We are rated A+ with the Better Business Bureau and we pride ourselves on excellent customer service along with delivering great recovery rates.  There is no cost to you unless we collect!  Why not try and re-coop some of your past due accounts with no out of pocket expense?