St Louis Collection Agency – our Services
Our clients have options. We let them choose what type of service meet their specific needs.
- 30 day pre-collect
- Traditional contingency fee collections
- Early out or first party collections
- Second placement collections accepted
- Legal referrals
Some of the areas we service include St Louis, St Louis City, St Louis County, Jefferson County, Franklin County, Cape Girardeau, Jefferson City and St Charles County along with all of Illinois and surrounding states. We also collect for our clients across the United States and Canada.
We have different skiptracing options available that we utilize daily. (This is a software to help us find client debtors is they “SKIP” town. We report all accounts to Trans Union and Equifax after 45 days of receiving them if there is no contact. We also pull credit reports on accounts that have sufficient information. We try to avoid this but if it is deemed necessary that we must refer an account for legal action, we will do that with your consent.
The dollar amount does not affect our tenacity to collect. We guarantee all accounts are worked no matter the location. A minimum of (3) to (5) demand notices will be sent and all good phone number will be called several times if necessary. We use REAL people to make our calls.
We have designed many different personalized reports to meet the needs of our clients. We make sure our clients are kept abreast of progress.
Our clients determine their choice of ways to pay.
- They can pay the client if that is easier
- Web site payments
- ACH / checking or savings
- We take payment arrangements for weekly, biweekly or monthly installments
- Visa/Mastercard/Discover/Amex
- Leave the payment information after hours on our secured phone system
Knowing everyone’s situation is different so we customize a payment plan/method that works for them. We would love to discuss your collection needs. Don’t hesitate give us a call… it doesn’t cost to consult and we don’t get paid unless we collect!
MCA is a third party debt collection agency that has been in constant business since 1950. We are rated A+ with the Better Business Bureau and we pride ourselves on excellent customer service along with delivering great recovery rates. There is no cost to you unless we collect! Why not try and re-coop some of your past due accounts with no out of pocket expense?